St. Charles Storm Damage, at a glance
If a storm has just passed and water is coming into your St. Charles home, call (314) 429-6000 first, because a person answers 24 hours a day and active leaks are handled ahead of routine inspections. If nothing is leaking, a free inspection in the next few weeks will tell you whether there is damage worth claiming.
What wind and hail do to a roof
Strong wind breaks the seal strip under a shingle. The shingle bends back, creases, and lies flat again, so it looks fine from the yard while the crease lets water in. Hail does a different kind of damage. It knocks granules loose and bruises the mat underneath, and the shingle starts to fail a season or two later.
Soft metals tell part of the story. Dents in gutters, downspouts, vent caps and window wraps help an adjuster connect damage to a specific storm, so we photograph those along with the shingles.
Fallen limbs are their own category. A branch that punctures the decking needs a tarp right away and a structural look at the rafters before the roof is closed up again. We check the framing under any impact point and note it in the scope for your insurer.
The first 24 hours
Call
Phone (314) 429-6000. A person answers at any hour and takes down the address and what you're seeing inside.
Tarp and dry in
When it is safe to climb, we cover the damaged area so the house stops taking on water.
Photograph everything
Damage on the roof, at the gutters and inside the house, with dates on every photo.
Plan the repair
Once the weather clears, we inspect fully and give you a written scope.
Working with your insurance company
Most storm repairs in St. Charles involve a claim. You stay in charge of the claim, and we provide what the insurer needs to see. Our insurance claims page covers the process in more detail.
- Photos of every slope, plus the gutters, vents and soft metals.
- A written scope of the repair or replacement the damage calls for.
- Someone from our team on the roof with the adjuster.
- If the adjuster's estimate leaves out items we documented, we send our photos and notes for review.
St. Charles at a glance
| City | St. Charles, MO |
|---|---|
| County | St. Charles County |
| ZIP codes | 63301, 63303, 63304 |
| Areas we work | Frenchtown, Historic Main Street, New Town and subdivisions across the city |
| Storm damage we see | Wind-creased shingles, hail bruising, fallen limbs, dented gutters |
| Phone | (314) 429-6000, answered 24/7 |
St. Charles Storm Damage questions
Should I call my insurance company or a roofer first?
How long do I have to file a storm claim?
Do you tarp roofs at night?
Can there be hail damage even if nothing leaks?
Will you meet the adjuster?
Free St. Charles storm damage inspection
Fill this out and we'll call you back. If water is coming in right now, phone us instead so we can move faster.
More St. Charles County storm help
Related pages:
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One free inspection replaces a week of guessing. Photos of the real condition and a written price, no obligation.