Storm Damage Roof Repair in Chesterfield, at a glance
Storm damage in Chesterfield is usually invisible from the driveway, which is why so many roofs here go two or three years past the event before the ceiling stains show up. A free inspection right after the storm settles the question while the date is still fresh. Call (314) 429-6000, day or night.
What Chesterfield storms actually do to a roof
Two failure modes, and neither one throws shingles into the yard.
Wind creases. A gust lifts the shingle, breaks the seal strip along the bottom edge, and the shingle drops back into place looking untouched. The crease is a hairline fold across the tab. From then on that shingle is loose, and the next storm takes it or drives water under it.
Hail bruises. A stone hits hard enough to fracture the fiberglass mat without removing much surface. You can feel the soft spot with a thumb but you cannot see it from the ground. Granules keep washing off that impact point until the mat is exposed, and then the roof leaks somewhere the impact never touched.
Both are documented the same way: chalk-marked test squares, close photographs, and a slope-by-slope count that an adjuster can follow. Guesswork does not get claims paid in Chesterfield or anywhere else.
The order we work in after a storm
Stop the water
If it is coming in, tarping happens first. We answer the phone at any hour and we do not schedule that for next week.
Document everything
Every slope, the soft metals, the gutters, the screens and the vents. Hail leaves a pattern, and the pattern is the evidence.
Write the scope
A line-item scope in the format your carrier uses, so the estimate can be compared against theirs directly.
Meet the adjuster
On the roof, with the photographs. Anything they miss gets raised there rather than argued about later.
Build it back
Our own crews, tear-off to the deck where the scope calls for it, and a lifetime workmanship warranty on the installation.
Emergency tarping in Chesterfield
An open roof gets worse by the hour once water reaches the insulation and the drywall.
We keep tarp and lumber on the trucks for exactly this. Crews secure the opening properly rather than throwing plastic over it, because a tarp that fails at two in the morning has cost you more than it saved. The tarp is temporary by design, and we come back in daylight to make the permanent repair.
Document what you can from inside while you wait. Photograph the ceiling stains, the wet insulation and any water on the floor. That interior evidence supports the claim as much as the roof photographs do.
Why homeowners here call us instead of a storm-chase crew
- Family owned since 1947 and third generation, with a permanent St. Louis address
- Owens Corning Platinum Preferred Contractor
- BBB A+ rated and named to the Roofing Contractor Magazine Top 100
- Lifetime workmanship warranty on the installation, not just the shingle
- Free inspections and free written estimates, claim or no claim
- A live person on the phone 24 hours a day, including during the storm
Out-of-town crews follow hail into Chesterfield and leave when the work slows down. Ask any contractor who knocks on your door where their office is and how long they have been at that address. The answer tells you who will take your warranty call in five years.
Chesterfield storm damage questions
How long after a storm can I still file a claim in Chesterfield?
Most Missouri policies give you a window measured in months, sometimes a year, but the practical answer is sooner is better. Damage gets harder to tie to a specific storm date once another one rolls through.
Will filing a storm claim raise my premium?
A weather claim is handled differently from an at-fault claim by most carriers. We are roofers, not agents, so ask yours directly. What we can do is make sure the claim you file is documented well enough to be paid.
Do you charge for the storm inspection?
No. The inspection, the photographs and the written scope are free whether or not there is a claim and whether or not you hire us.
What if my adjuster misses damage?
It happens, usually on slopes that are hard to reach. We meet the adjuster on the roof with our photographs so the same evidence is in front of both of us, and supplements get submitted when something was left out.
Can you tarp the roof before the claim is settled?
Yes, and you should not wait. Emergency tarping is standard practice and most policies expect you to prevent further damage. Call (314) 429-6000 and we will get it covered.
Free Chesterfield storm damage inspection
Tell us what you saw and we will call you back to schedule. Active leak? Phone us and we will tarp it today.
Storm Hit Your Chesterfield Roof?
Free inspection with photographs, a scope your carrier can read, and tarping tonight if you need it.