Financing a Roof, at a glance
For current terms and what you'd qualify for, call (314) 429-6000 and ask. We won't quote terms on a web page that might be out of date by the time you read it.
Why people finance a roof
A storm claim can also leave a gap between what insurance pays and what the job costs, particularly on older policies with actual-cash-value coverage. Financing covers the difference.
What to expect
We'll tell you the real cost of the work first. Then the payment options. In that order, so the financing conversation never gets used to hide the price.
Ask for the written estimate either way. It's free, and it's yours to take anywhere.
Insurance gaps
Older policies often pay actual cash value rather than replacement cost, which leaves a gap between the check and the job. Financing covers the difference so a depreciated claim doesn't turn into a deferred roof.
We'll show you how the claim math works on your specific scope before you decide anything.
What we won't do with financing
We won't use a monthly payment to hide the price of the roof. You get the total cost in writing first, then the payment options.
And we won't push a longer term to make a bigger job feel small. If the right answer is a repair, we'll quote a repair.
Deferring a roof has a cost too
Water past a failed roof reaches decking, insulation, drywall and whatever is stored below. Those repairs aren't covered by insurance when the cause is age and neglect.
A roof that needs replacing rarely gets cheaper by waiting a year.
Get a free roof inspection
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Need A Roofer In St. Louis?
One free inspection replaces a week of guessing. Photos of the real condition and a written price, no obligation.